Sageworks Analyst empowers loan officers and credit analysts, enabling
them to make accurate credit decisions in a timely manner and lower origination
costs. Analyst's comprehensive suite of financial analysis tools connects seamlessly
to its patented FIND technology to provide a clear, informative report. You
can now (1) interpret the financial condition of loan applicants and compare
it with current industry averages, (2) further examine highlighted risk
areas that may have been overlooked and (3) evaluate the business, the principals behind
the business, and any real estate owned by the principals to create a global cash flow
and ratio analysis. Analyst compiles your data into Microsoft Excel and prepares a plain-language,
narrative report in Microsoft Word that can be incorporated into your standard
credit documentation and used to assist you in making credit recommendations
to your loan committee.
Analyst has all of your financial analysis capabilities wrapped into one
powerful suite, including:
- A comprehensive financial spreadsheet that exports to Microsoft Excel:
- Cash flow, ratio, and trend analysis
- Organizes the collected data for accurate industry comparisons
- A projection component that allows you to stress test the borrower's
underlying forecast. Either use key variables for granular assumptions to sensitize
and assess business strategies, or forecast automatically with historical data
using both trend and regression data techniques.
- Do company valuations based on discounted cash flow (DCF) techniques
- Converts financial data into a plain-language report that can be exported
and edited in Microsoft Word