Credit Risk Management Solutions | Commercial Loan Analysis

“Sageworks has helped us increase the consistency of our analysis and presentations. Before we had Sageworks, we were performing the analysis manually and I had to check and recheck to make sure the numbers were correct. Examiners want to see an accurate and reliable global cash flow, and Sageworks provides this for us.”

Ed Munguia
Stillman Bank
Stillman Valley, IL

“We are very happy with Sageworks Analyst. The global spreading capability is very easy to use and easy to learn. It saves us a lot of time. Best of all, the examiners like it. They came in shortly after we had implemented the system and were very happy with the consistency it provides to our entire lending operation.”

Mike McGannon
Country Club Bank
Kansas City, MO

“I like Sageworks because it is extremely user-friendly. We didn’t have a program in place before Sageworks and needed something to help with our credit analysis and loan review process. With Sageworks, there is no confusion because everything is step-by-step, consistent, and reliable.”

Richard Farner
Hot Springs Bank & Trust
Hot Springs, AR

“Sageworks Analyst has been very user-friendly with tax return forms that make the input process easy. The loan committee, including the president loves the narrative reports and it helps us get a clear picture of the business we are analyzing.”

Dion Lake
Capital City Bank
Topeka, KS

“Before we had Sageworks, we were using a simple Excel spreadsheet and performing the analysis manually. Sageworks has made a world of difference. It is very user-friendly and the tax forms are extremely simple. Sageworks has helped us save time and be more consistent in the credit analysis process.”

Brandy Bierce
Vision Bank
Ada, OK

“Sageworks Analyst is by far the easiest, most intuitive solution I have ever used. Because anyone can use it, Sageworks will increase consistency and increase capacity of our commercial lending department.”

Randy Cross
First Southern Bank
Batesville, AR

“Sageworks Analyst has made our commercial credit process extremely consistent and more professional in appearance. Sageworks is incredibly easy to use and the support they provide makes it all even easier to implement.”

Kevin Eason
Guaranty Bank & Trust Company
Belzoni, MS

“Sageworks Analyst is the whole package. In addition to being the entire credit presentation, it provides us valuable tools and deliverables to bring back to the customer. It is user-friendly across all experience levels and makes life easier for community bankers.”

Bill Woodworth
Valley Bank and Trust Company
Gering, NE

“Sageworks Analyst is tremendously better than anything we had used before for credit analysis. Everything else is just spreading, whereas Sageworks provides so much more. The tax forms provide easy inputs, web based nature allows for easy implementation, and Sageworks provide great support and training.”

Dwight Ford
First Community Bank
Batesville, AR

“We switched to Sageworks Analyst since it was so easy to use compared to everything else we knew. The inputs looks just like the tax forms so that anyone can enter data into the system. We are finding Sageworks very helpful in not only origination but also loan review.”

Gerry Broome
Copiah Bank
Hazlehurst, MS

“Sageworks Analyst is the easiest tool we have found to spread numbers. Not only are the inputs incredibly user-friendly but the outputs give us valuable information without much effort. Just about anyone at the bank can use it without much help. Sageworks has been very helpful to us.”

Jeff Allen
Keystone Bank
Auburn, AL

“Sageworks software is very user friendly and their customer service department is exceptional. We have had a great experience with Sageworks. They are an asset to us.”

Laura McKenzie
Vista Bank
Hazlehurst, MS

“Monitor has improved our document tracking abilities immensely. The Monitor module and its additional reporting and tracking capabilities were recently commended by a regulatory agency as a vast improvement to our Loan Portfolio Risk Management efforts.”

Patrick H. Carey
The First National Bank of Sycamore
Sycamore, OH

“Examiners like when everything is standardized across the board. Before we had Sageworks, our loan officer did things slightly differently. Sageworks has helped us be much more consistent in our process and it gives us key information in an easy-to-read format.”

Matt Warchol
Bank of O'Fallon
O'Fallon, IL

“We like Sageworks for how easy it is to use. We were using Baker-Hill, but we decided to change because Sageworks is much more user friendly and flows into a layout that's understandable and web based. It does its magic for us and we have been very pleased with the results.”

Crickett Broomas
One Bank & Trust
Little Rock, AR