Precision Solutions for Risk Management
The Sageworks suite of web-based credit and portfolio risk management solutions can be accessed from any location, and the solutions may be combined for an integrated system or used individually. They also integrate with a financial institution’s core processing system to save time and reduce duplicate data entry.
Sageworks Surety is an allowance for loan and lease losses solution that bankers use to streamline reserve estimation.
- Automate a cumbersome, manual process to allow more time for analysis.
- Comply with FAS 5 (ASC 450-20), FAS 114 (ASC 310-10), and disclosure requirements.
- Impress examiners with defensible calculations and documented assumptions.
Sageworks Clarity is a top down and bottom up stress testing solution that bankers use to stress portfolio concentrations and borrower relationships.
- See the impact of interest rate, collateral value, and cash flow changes on bank earnings and portfolio risk.
- Utilize customized filters to segment portfolio concentrations.
- Create reports necessary to present to management, the board, and examiners.
Sageworks Analyst is a credit analysis solution that bankers use to perform global cash flow analysis on their borrowers.
- Ensure accurate and consistent global cash flow analysis.
- Make more profitable credit decisions by viewing the impact of proposed loans on financial metrics.
- Build consistency through easy-to-use tax return input screens.
Sageworks Monitor is a loan administration solution that helps bankers track document and covenant exceptions and reduce administrative workloads.
- Easily generate document and covenant compliance reports.
- Automate client correspondence.
- Satisfy regulatory requirements with consistent processes.
Sageworks Certainty is a risk rating solution that bankers use to rate portfolio loans through flexible templates.
- Ensure consistent and objective risk ratings using quantitative and qualitative factors.
- Impress examiners with detailed documentation.
- Better evaluate a portfolio's risk level.
Sageworks Document Library is an add-on to other Sageworks products and allows bankers to securely store key documents and images.
- Build an online library of important client files that can be accessed by any branch.
- Attach documents directly to customers, financial data, collateral, ticklers, and loan pools.
Sageworks offers customizable training to ensure our customers feel confident using Sageworks’ solutions.
- Request on-site or web-based training to meet the bank's or credit union's needs.
- Benefit from the experience of consultants who have worked with hundreds of banks.